FOB Insurance In MGS V: The Phantom Pain, Is The New Ugly Face Of Microtransaction
The latest micro-transaction added to Metal Gear Solid V: The Phantom Pain is FOB Insurance, a tool you can use for defending people and stuff on your online Mother Base, and for preventing other gamers from stealing them. FOB Insurance, a paid service, has been detailed in the last patch notes, as you can see below.
FOB insurance service begins: Your FOBs are always at risk of coming under attack. Now, you can rest easy with FOB insurance (paid service). If you sign up for insurance, then during the insurance period you will be compensated for any materials and staff lost due to rival infiltration.
Staff/materials stolen by the rival will in fact remain on your base, and an identical amount of staff/materials will be handed over to the rival instead. MB Coins are purchased with real money, but free MB Coins are also distributed periodically as login bonuses, etc.
The following are not covered by FOB insurance:
- Staff/items that are not fully your property, such as abducted staff being held in your Brig (FOB).
- Wounder staff (staff lost due to death or extraction will be compensated).
- Staff used by you to deploy in defense of the FOB (neither death nor extraction will be compensated).
FOB Insurance is a timed service, which means you will have to renew it from time to time. Although we don't know after how many days it expires, it's something really new to the AAA video games industry, as insurances are usually things applied to real world items, and not in-game digital stuff.