What is the interest rate in Animal Crossing: New Horizons?

Market forces.

Animal Crossing New Horizons every upcoming event

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We realize that there can be a lot of debate around the role of Tom Nook in Animal Crossing: New Horizons. Is he a warm-hearted philanthropist, looking to help others improve their lives, or is he a cheeky scamp who gets you to build his bridges for free while he charges you hundreds of thousands of Bells for a bathroom. It will remain forever a mystery, but one thing is clear, Tom Nook controls everything.

One of the ways that players can earn Bells in the game is by depositing their money in the bank and earning interest on it each day. It had been a pretty solid passive income for many players, but it would seem that too much cash was being earned. After the 1.2.0 update, the interest rate was changed, and Tom Nook is announcing to all players that it has been reduced.

By way of an apology, players are getting some gifts from the Bank of Nook in the form of a world map, and a Bell Bag rug. Way to rub it in, Nook!

At the moment, we don’t know the exact interest rate in the game now, we will need to spend a couple of days collating data and getting to the bottom of it, but it’s not a huge issue for people who sought the majority of their wealth via other means. As soon as we know what the new interest rate is, we will update this guide.

There is plenty of other content for you to try out, and we have some helpful guides for all who need them. Find out how to get Leif to visit your island, how to find art, and how to unlock the new Art Gallery in your museum.