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Animal Crossing: New Horizons

How to grow Money Trees in Animal Crossing: New Horizons

It does grow on trees.
This article is over 4 years old and may contain outdated information

Getting Bells is just part of life in Animal Crossing: New Horizons, and finding new ways to your income growing is a central part of the game. One of the more interesting ways to get Bells is to grow money. On trees.

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The Money Tree is an actual thing in the game, and you can have one if you get lucky. When you are exploring your island, keep an eye out for glowing spots on the ground. If you see one, dig there with your shovel, and you will find a bag of money. You will also notice that the hole you just dug is glowing. If you want, you can put some money in the hole, and a few days later a money tree will grow there. You can then harvest the bags of money, but it will only happen once. After you get that cash, the Money Tree becomes a plain old regular tree.

Now, we haven’t been able to grow enough money Trees ourselves to have precise maths, but so far it seems like the Money Tree will give you back three times the amount that you bury. Each bag should contain the same amount Bells that you buried, so burning 1000 Bells will get you 300 Bells in return, which is a fine investment. We would suggest burying as much as you can each time, to maximize profits.

If you found this guide helpful, we have other guides you might also like. From whether you can relocate Resident Services, how to get more residents, the maximum number of residents you can have on your island, and how to get your hands on those pesky floating balloon presents. We can also tell you everything you want to know about Nook Miles Tickets, how to get different types of fruit, and how to get your hands on the Pretty Good Tools Recipes.


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Image of Aidan O'Brien
Aidan O'Brien
Aidan O'Brien has been playing games for over three decades and has been writing about them for five years. When not getting stomped on by the creations of Hidetaka Miyazaki, he enjoys spending too much time in Warframe, Destiny 2 and any other ARPG with a solid grind. When not writing, he is doing inexplicable behind-the-scenes magic for GAMURS Group.